compounding, WEAR, SAVING TRADE: FROM BANKS AND DEFEND ITSELF? ADUSBEF FDERCONSUMATORI CALL AND LAWYERS, JUDGES, AND MEMBERS OF PARLIAMENT TO DISCUSS LEGAL TUESDAY, March 15 PV, 0re 9.30 ROME SAN Macuto, AFTER THE ORDER TO LOOK UNDER THE REMISSION "SALVABANCHE" .
The conference organized by Adusbef and Federconsumatori for Tuesday 15 March from 9.30 in Rome, Palazzo San Macuto , Via del Seminario, 76 titled compound interest, usury, saving betrayed such a protection? to discuss the decree Milleproroghe, attempting yet another stroke of a pen on the rights acquired by established Supreme Court rulings, comes after the first order of Judge of the Court of Benevento, Andrea Loffredo, that on March 10, 2011 he left to Constitutional Court under the salvabanche sull'anatocismo nell’ultimo decreto Milleproroghe.
Domenico Gallo e Vincenzo Marinelli, magistrati di Cassazione, Mauro De Marzio , Giudice della Corte di Appello di Roma, gli avv. Antonio Tanza (Adusbef),Vanna Pizzi (Federconsumatori) e Domenico Guadalupi (Giovani avvocati Aiga), Massimo De Blasi (commercialista), dibatteranno su usi,abusi ed ordinari soprusi del sistema bancario, con il senatore Giovanni Legnini (Partito Democratico), Antonio Di Pietro,Massimo Donadi e Felice Belisario (presidente e capigruppo alla Camera ed al Senato dell’Italia dei Valori).
Proprio la norma contenuta nel decreto Milleproroghe year limitation period on interest anatocistici applied to bank customers, has been referred to the Constitutional Court yesterday , one of the first orders by the judge of the Court of Ordinary Benevento Andrea Loffredo, for the flagrant breach of the principles of protection of savings of households and businesses, which affects the latest free enterprise in violation of the Article. 41 and 47 of the Constitution. The rule "crap" of milleproroghe fact, provides that the limitation period runs from each transaction, whereby the individual rights of those who received the money for compound interest, even if the prescription was calculated differently, in the opinion of Judge Loffredo, which incorporates the points made by Adv. Antonio Tanza, vice-president Adusbef, rather than supporting families and businesses, but negatively affects the legitimate expectations of them to get huge sums in return accounted for by the other party during the course of relations in the current account.
In the case in which it challenges the provision of Milleproroghe , the court of Benevento emphasizes, inter alia, the "unreasonableness" of the standard, because "in fact innovation and collides not only with the legislative framework and the legal nature of their banking account "but also with the general principle from which the prescription cancellando consolidate sentenze di Cassazione,specie l’ultima a Sezioni Unite Civili,la n.24418 del 2.12.2010.
L’imprescrittibilità dell'azione promossa dal cliente verso la banca per far valere la nullità della clausola che prevede , ad esempio, l'anatocismo, ai sensi dell'art. 1422 del codice civile, significa che la prescrizione dei diritti derivanti dall'annotazione non potrà mai intaccare il diritto dell'utente ad un'azione giudiziaria volta a far dichiarare la nullità delle clausole contrattuali originariamente nulle, quali quella dell'anatocismo (art. 1283 cod.civile),degli interessi ultralegali "uso piazza" o dei giorni di valuta "Fictitious" (art. 1284 Civil Code), etc.. As the demand for recovery of the (unfair because it arises from a store null) has a prerequisite: the payment, without which we certainly can not repeat what was never paid.
In their haste to act as stewards of the bankers, Economy Minister Tremonti and the Government , you are fooled by ABI, commercial banks and Bank of Italy, not only by a rule to be unconstitutional deleted from the consultation, but also by the stain on the amounts to be repaid, which could be incurred in the absence of a true class action, the banking system.
Source: http://www.adusbef.it
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